Portfolio of Companies
Our passion: Invest in Normal Eveery Day Local Businesses!
There are many fantastic ways to invest money, and more new and different opportunities are becoming available every year. These investment opportunities range from the stock market to real-estate to cryptocurrency.
While these popular and well-known investments are great pursuits, you might also have investment opportunities in your backyard. Small businesses are the backbone of our economy, but it can be challenging to get one off the ground or grow it.
Small business owners often rely on local investors to gain the capital they need to grow. Not only can investors help small business owners pursue their dreams, but they can also use small business investments as a way to grow and diversify their portfolios.
If you haven’t yet considered investing in a small business, read on to learn how to get started and the key factors to consider when choosing which company to invest in.
How to invest in a Business?
There are two ways to invest in an existing company. You can either provide funds in exchange for equity or lend money to the business.
An equity investment is buying an ownership stake in the company. In this case, capital is given to the business in exchange for a percentage of the profits and possibly control over the business.
The capital is reinvested into the business in most cases to expand its operations and generate more revenue.
On the other hand, a debt investment is a loan given to a company in exchange for repayment of the principal balance plus interest.
No ownership is granted with debt investments, and you’re lending money with the agreement that it is repaid regardless of the profits or losses incurred by the business.
Each company goes through our rigorous vetting process, but all investors should understand the risks of investing in startups and conduct their own due diligence. Investments in startups involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest.
What Is Due Diligence?
According to Investopedia, “Due diligence is an investigation, audit, or review performed to confirm facts or details of a matter under consideration. In the financial world, due diligence requires an examination of financial records before entering into a proposed transaction with another party. Due diligence is a systematic way to analyze and mitigate risk from a business or investment decision.”
The information in this content is not advice on legal, tax, investment, accounting, regulatory, technology or other matters. You should always consult your own financial, legal, tax, accounting or similar advisors before making any financial or investment decisions, or entering into any agreement with BCI. The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by BCI or any third party service provider to buy or sell any investment or financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the laws of such jurisdiction.